Frequently asked questions

A savings approach can be started from as little as 25 euros a month, flexibly; the precise terms are set out in the partner documentation.

Precious metals do not replace these; in some approaches they play a smaller, complementary role. The right proportion depends on your situation.

Yes; with an insured, audited European storage option, and, subject to the terms, it can be requested.

No. The consultation is general information about how it works, the costs and the risks; it is not personalised investment advice.

No. The price of precious metals can fluctuate, and the past is no guarantee of the future.

Based on the daily price list (London Fixing + EUR/USD), on top of which comes the approx. 6% purchase fee.

Approx. 6% entry fee + approx. 6% margin, storage gold approx. 0.48%/year, silver approx. 0.85%/year, delivery from 113 €.

A co-ownership share in a segregated, pooled deposit stock; separated from the company's own stock.

You can exit at any time, without a separate exit fee, but the purchase fee paid is not refunded; at an unchanged price there can also be a loss in the short term.

According to the partner's information, a registered auditor checks the holdings annually; the client can see their own stock in the web office.

Gold in Munich (pro aurum), silver in Zurich (Loomis); insured against theft, fire and water.

Because of the segregated storage and client ownership, according to the current interpretation the stock does not form part of the insolvency estate; the precise legal framework is in the documentation.