Transparent fees, in plain language
An indicative fee table; the precise terms are set out in the partner's official documentation and price list. This transparency is our competitive advantage.
How much does it cost?
| Fee item | Rate |
|---|---|
| Entry / purchase fee | approx. 6% of the amount purchased |
| Margin on the purchase | approx. 6% |
| Storage fee – gold | approx. 0.48% / year, pro rata |
| Storage fee – silver | approx. 0.85% / year, pro rata |
| Gold delivery | 113 € (up to 25,000 € in value, insured) |
| Exit fee | no separate exit fee; the purchase fee paid is not refunded |
What is worth clarifying before you decide
At what price do I buy the metal?
Based on the daily price list (London Fixing + EUR/USD), on top of which comes the approx. 6% purchase fee.
What is the total cost?
Approx. 6% entry fee + approx. 6% margin, storage gold approx. 0.48%/year, silver approx. 0.85%/year, delivery from 113 €.
Is a named bar mine?
A co-ownership share in a segregated, pooled deposit stock; separated from the company's own stock.
What happens if I exit?
You can exit at any time, without a separate exit fee, but the purchase fee paid is not refunded; at an unchanged price there can also be a loss in the short term.
Is there an independent audit?
According to the partner's information, a registered auditor checks the holdings annually; the client can see their own stock in the web office.
Where is it stored?
Gold in Munich (pro aurum), silver in Zurich (Loomis); insured against theft, fire and water.
What happens in the event of the company's insolvency?
Because of the segregated storage and client ownership, according to the current interpretation the stock does not form part of the insolvency estate (the precise legal framework is in the documentation).
Is the profit guaranteed?
No. The price of precious metals can fluctuate, and the past is no guarantee of the future. This is not personalised investment advice.
Book a free informational consultation
30 minutes, with no obligation. We give a transparent overview of the options, costs and risks of buying physical precious metals.